Individuals injured in an auto accident may have home care services covered to assist in recovery or with limitations due to permanent injury.

If care arrangements change or fall through unexpectedly, back-up care can provide you with additional support for dependent family members. Back-up care benefits are sometimes offered through your employer and can be used for dependent family members of all ages, including children and adults.

State-funded programs support individuals navigating challenges with self-care and safety due to behavioral health conditions.

These services support individuals with intellectual or developmental differences with self-care and safety through state-funded programs.

Most private long-term care insurance policies can be used for home care services.

Medicare is the federal health insurance available to individuals aged 65 and older or for younger Americans with certain disabling health conditions. Home health aide services may be covered by Medicare in conjunction with physician-ordered in-home nursing, physical therapy, occupational therapy, or speech therapy services.

As part of the supplemental benefits that can be offered to Medicare Advantage beneficiaries, limited in-home support services may be covered. Coverage is dependent on the offerings of the specific plan.

Private pay means an individual or their family will use existing savings and assets to cover the cost of home care services.

The value of a home’s equity can be utilized for living expenses and support services, such as home care.

This program provides monthly payments added to the amount of a monthly VA pension for qualified veterans and survivors. These funds can be used to pay for home care services.

This program covers homemaker/home health aide services that help with activities of daily living such as bathing, using the bathroom, preparing meals, light housekeeping, and medication reminders. Respite care can also be covered for a short time when family caregivers need a break.

Some life insurance plans will permit converting payout dollars to cover home care services.

Provides services to employees injured in the course of employment that may include bathing, using the bathrooms, preparing meals, light housekeeping, and medication reminders.

Various grants and special funding may be available via local programs and projects, such as from your local/regional Area Agency on Aging, Alzheimer’s Association, etc.

Options can vary by county, insurance plan, and eligibility. Not every Proactive Home Care office can process every type of payment source. Contact us for more information.